finance2026-06-2511 min read
NHS Pension Schemes: 1995, 2008 and 2015 Explained
The difference between the 1995, 2008, and 2015 NHS pension sections, how final salary compares to career average, and what the McCloud remedy means for you.
Read moreHMRC Verified 2026/27Updated April 2026Always Free
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On a salary of £30,000, you will pay £3,486 in income tax and £1,394.40 in National Insurance, giving you take-home pay of approximately £25,119.60 per year or £2,093.30 per month. Use our Salary Calculator for a full breakdown.
The personal allowance for 2026/27 remains at £12,570. This is the amount you can earn before paying income tax. It tapers by £1 for every £2 earned above £100,000, reaching zero at £125,140. Use the Income Tax Calculator to see the effect on your tax.
First-time buyers pay no stamp duty on the first £300,000 of properties up to £500,000. On a £350,000 property, you would pay £2,500 (5% on the £50,000 above £300,000). Use our Stamp Duty Calculator for your exact figure.
Employer National Insurance is 15% on earnings above £5,000 per year (from April 2026). The Employment Allowance increased to £10,500, which offsets NI for eligible small businesses. Use the Employer NI Calculator for precise figures.
The deadline to file your 2024/25 self-assessment online is 31 January 2026. Paper returns must be submitted by 31 October 2025. Payments on account are due on 31 January and 31 July. Use our Self Assessment Calculator to estimate your bill.
Companies with profits under £50,000 pay corporation tax at 19% (the small profits rate). Profits between £50,000 and £250,000 attract marginal relief, and profits above £250,000 pay 25%. Use the Corporation Tax Calculator to calculate your exact bill.
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For property buyers, our Stamp Duty Calculator covers all SDLT rates for 2026/27, including the first-time buyer relief thresholds that changed in April 2026. Landlords and second-home buyers can also factor in the additional 5% surcharge. Our Mortgage Calculator and Mortgage Overpayment Calculator help you understand monthly payments and how overpayments can save thousands in interest over the mortgage term.
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Limited company owners and contractors will find our IR35 Calculator and Corporation Tax Calculator invaluable, covering marginal relief between £50,000 and £250,000 as well as inside vs outside IR35 take-home comparisons. The Dividend vs Salary Calculator helps directors find the most tax-efficient way to extract profits from their company.
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Last updated: April 2026. All rates verified against official HMRC publications.