Financial Disclaimer

1. Nature of This Service

WhatsUK is an information and calculation service. All calculators, tools, articles, and other content are provided for general informational and educational purposes only.

WhatsUK Ltd is not a financial adviser, tax adviser, accountant, solicitor, or any other regulated professional. Nothing on this website constitutes financial advice, tax advice, legal advice, or any other professional advice.

2. Calculator Estimates

Calculations on WhatsUK are estimates. They may differ from your actual tax liability because:

• Your personal circumstances may not be fully captured by a general calculator
• You may have multiple income sources, reliefs, or allowances not accounted for
• Tax rates and thresholds may have changed since our last update
• HMRC may apply different rules to your specific situation
• Rounding differences may exist between our estimates and HMRC calculations
• Edge cases (e.g. non-domicile status, foreign income, trusts) are not modelled

3. No Reliance

You should not make financial decisions solely based on calculations from WhatsUK. Before making any decision that depends on your tax position - including employment, property purchase, business structure, or pension contributions - we strongly recommend you:

4. Accuracy and Currency

We make every effort to keep our rates accurate and current. All rates are sourced from HMRC, ONS, and other official government sources, and are updated within 48 hours of each April Budget. However, we cannot guarantee that all information is accurate, complete, or up to date at all times.

If you believe any rate or calculation is incorrect, please contact us. We investigate all reports within 24 hours.

5. Limitation of Liability

To the fullest extent permitted by applicable law, WhatsUK Ltd and its employees, directors, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of, or reliance on, any calculator, tool, or content on this website.

This includes but is not limited to: financial loss, penalties from HMRC, missed tax deadlines, or decisions made based on calculator outputs.

6. Third-Party Links

WhatsUK links to third-party websites including gov.uk, HMRC, and other government resources. We do not endorse these sites beyond their role as official data sources, and are not responsible for their content or availability.

7. Governing Law

This disclaimer is governed by the laws of England and Wales. By using WhatsUK, you agree that any dispute arising in connection with this disclaimer shall be subject to the exclusive jurisdiction of the English courts.