
Founder of WhatsUK
James Hartley
Author of WhatsUK calculators and guides
About James
James Hartley founded WhatsUK to build free UK financial calculators and guides checked against official HMRC sources.
James founded WhatsUK because many free UK financial calculators were inaccurate, out of date, or hard to understand. WhatsUK launched with a small set of salary and tax tools, and has grown to cover more than 40 calculators across salary, tax, property, business, and personal finance.
James builds calculators on WhatsUK, documents the methodology behind each tool, and checks rates against official HMRC publications before each tax year begins on 6 April. Guides cover topics such as personal allowance tapering, corporation tax marginal relief, IR35 status assessment, CIS deduction rates, and stamp duty first-time buyer relief in plain English.
He also authors articles on the WhatsUK blog, translating changes to UK tax rates and legislation into guides that anyone can follow. Articles are checked against official HMRC sources before publication.
Articles by James
Average UK Salary 2026/27: What People Really Earn
April 2026
Stamp Duty Rates 2026/27: Complete Guide
April 2026
Corporation Tax Rates 2026/27: Small Profits & Marginal Relief
April 2026
National Insurance Rates 2026/27: Full Breakdown
April 2026
Buy-to-Let Tax Changes 2026/27
April 2026
VAT Rates 2026/27: Standard, Reduced and Zero-Rated
April 2026
CIS Deductions Explained: Registered vs Unregistered
March 2025
IR35 Explained: Inside vs Outside IR35
March 2025
Salary Sacrifice Explained: Pensions, Cars and Childcare
March 2025
LTV Explained: How Loan-to-Value Affects Your Mortgage
February 2025
Mortgage Overpayment: How Much Can You Save?
February 2025
Compound Interest Explained: The Power of Growth
January 2025
