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    Terms of Use

    Terms of Use

    Last updated: 1 April 2026

    1. Acceptance of Terms

    By accessing or using WhatsUK (whatsuk.com), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use the site.

    2. Use of Calculators

    WhatsUK provides financial calculators for informational and educational purposes only. The results are estimates based on the information you provide and the tax rates/thresholds current at the time.

    Calculator results should not be used as a substitute for professional financial or tax advice. For your actual tax position, consult HMRC directly or engage a qualified financial professional. See our full Disclaimer.

    3. Intellectual Property

    All content on WhatsUK - including text, calculator logic, methodologies, graphics, and design - is the intellectual property of WhatsUK Ltd unless otherwise stated. You may not reproduce, distribute, or create derivative works without our written permission.

    You may link to WhatsUK from your website or share our URLs freely. If you wish to embed our calculators or reproduce our content, please contact us.

    4. Accuracy of Information

    While we take every reasonable step to ensure our calculators use correct and current rates, WhatsUK Ltd makes no warranty, express or implied, regarding the accuracy, completeness, or fitness for a particular purpose of the information provided.

    Tax rates, thresholds, and legislation change frequently. Always verify results against the latest HMRC guidance at gov.uk.

    5. Limitation of Liability

    To the fullest extent permitted by law, WhatsUK Ltd shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, this website or its calculators - including but not limited to financial losses resulting from reliance on calculator outputs.

    6. External Links

    WhatsUK may contain links to third-party websites (including gov.uk, HMRC, and other government resources). These links are provided for reference only. We do not endorse or accept responsibility for the content of external sites.

    7. Prohibited Uses

    You agree not to:

    • Use WhatsUK for any unlawful purpose
    • Scrape or systematically download content without written permission
    • Attempt to gain unauthorised access to any part of the site
    • Use the site in a way that could damage, disable, or impair it
    • Reproduce or misrepresent our calculators as your own

    8. Governing Law

    These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

    9. Changes to These Terms

    We reserve the right to update these Terms at any time. Continued use of the site after changes constitutes acceptance of the revised Terms. Material changes will be highlighted on the site.

    10. Contact

    Questions about these Terms? james@whatsuk.com
    WhatsUK Ltd, Manchester, United Kingdom

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    Updated April 2026
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