Council Tax Calculator 2026/27
The average Band D council tax estimate in England for 2026/27 is £2,392 a year, or £199.33 monthly over 12 instalments (MHCLG). That rose £111 (4.9%) this year. Your bill depends on your band and your council's Band D rate, not the national average alone. Enter your details below.
Source: VOA Council Tax bands. Supports band proportions relative to Band D.
Calculator
Northern Ireland uses domestic rates, not Council Tax bands, so it is not offered here.
Results
Annual council tax bill (estimate)
£199.33 per month (12 instalments) · £239.20 per month (10 instalments)
- Band D estimate used (not your council's charge)£2,392.00
- Band multiplier used9/9 (Band D)
- Discount / exemption appliedNo discount (full bill)
- Gross bill before discount£2,392.00
Eligibility for discounts and exemptions, and your final bill, are decided by your local council. Not everyone on a course counts as a full-time student for Council Tax.
Default Band D figures are national or area averages for 2026/27, used only when you have not entered a local Band D amount.
What this calculation assumes
Calculators model a full tax or contract year in one step. Money is carried at full precision through the calculation and rounded once for display, to the penny for exact amounts and to the nearest pound where a figure is labelled an estimate.
- Pay-period rounding in real payroll can make the yearly total differ by a small amount
- Monthly figures are an annual result divided by twelve, not a payroll month
- A part-year start or leaver date is not modelled unless the page offers it
- Default Band D amounts are national or area estimates for the stated period, not the charge set by your council
- Your council decides eligibility and issues the actual bill
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Council tax bands in England
Based on 1 April 1991 values at the England average Band D estimate of £2,392 for 2026/27 (MHCLG). This is not your council's charge - enter your local Band D above for a closer estimate.
| Band | 1991 value (England) | Multiplier | Annual bill at £2,392 Band D |
|---|---|---|---|
| A | Up to £40,000 | 6/9 | £1,594.67 |
| B | £40,001 to £52,000 | 7/9 | £1,860.44 |
| C | £52,001 to £68,000 | 8/9 | £2,126.22 |
| D | £68,001 to £88,000 | 9/9 | £2,392.00 |
| E | £88,001 to £120,000 | 11/9 | £2,923.56 |
| F | £120,001 to £160,000 | 13/9 | £3,455.11 |
| G | £160,001 to £320,000 | 15/9 | £3,986.67 |
| H | More than £320,000 | 18/9 | £4,784.00 |
Scotland council tax bands (average Band D estimate £1,579)+
Based on 1 April 1991 values and Scotland multipliers at the average Band D estimate of £1,579. Figures below are Council Tax only.
| Band | 1991 value (Scotland) | Multiplier | Annual bill at £1,579 Band D |
|---|---|---|---|
| A | Up to £27,000 | 6/9 | £1,052.67 |
| B | £27,001 to £35,000 | 7/9 | £1,228.11 |
| C | £35,001 to £45,000 | 8/9 | £1,403.56 |
| D | £45,001 to £58,000 | 9/9 | £1,579.00 |
| E | £58,001 to £80,000 | 473/360 | £2,074.63 |
| F | £80,001 to £106,000 | 585/360 | £2,565.88 |
| G | £106,001 to £212,000 | 705/360 | £3,092.21 |
| H | More than £212,000 | 882/360 | £3,868.55 |
Scottish Water water and sewerage charges are excluded from these estimates and are billed separately (often around £480 a year at Band D).
Wales council tax bands (average Band D estimate £2,283)+
Based on 1 April 2003 values at the Wales average Band D estimate of £2,283. Wales has nine bands (A to I).
| Band | 2003 value (Wales) | Multiplier | Annual bill at £2,283 Band D |
|---|---|---|---|
| A | Up to £44,000 | 6/9 | £1,522.00 |
| B | £44,001 to £65,000 | 7/9 | £1,775.67 |
| C | £65,001 to £91,000 | 8/9 | £2,029.33 |
| D | £91,001 to £123,000 | 9/9 | £2,283.00 |
| E | £123,001 to £162,000 | 11/9 | £2,790.33 |
| F | £162,001 to £223,000 | 13/9 | £3,297.67 |
| G | £223,001 to £324,000 | 15/9 | £3,805.00 |
| H | £324,001 to £424,000 | 18/9 | £4,566.00 |
| I | More than £424,000 | 21/9 | £5,327.00 |
How council tax is calculated
- Find your council tax band. Find your property's council tax band. England and Wales: use the gov.uk band checker. Scotland: use the Scottish Assessors portal. England and Scotland use bands A-H; Wales also has Band I.
- Find your council's Band D charge. Find your local council's Band D charge for 2026/27. The calculator's national or area averages are estimates for comparison only - they are not your council's charge.
- Apply your band multiplier. Multiply the Band D charge by your band's multiplier. For example, Band E in England is 11/9 of Band D. A disability band reduction, if it applies, is separate from occupant discounts.
- Apply discounts or exemptions. Apply any discount or exemption your council confirms. Examples: single person (25% off), England all-disregarded general case (50% off, not an exemption), or an eligible all-student property exemption. Eligibility is decided by the council.
- Work out monthly instalments. Divide by 10 for the standard monthly instalment, or by 12 if you ask your council to spread it.
For a full guide to council tax bands, discounts, and exemptions, see our Council Tax guide. Council tax is a major household cost alongside income tax, National Insurance, and for homeowners stamp duty. Use our net worth calculator to see how council tax fits your overall finances, or check UK salary after tax to compare take-home pay with your council tax bill.
Frequently asked questions
How much is council tax in 2026/27?+
How are council tax bands decided?+
What are the council tax band multipliers?+
How much is the single person discount?+
Who does not pay council tax?+
Why is my band different from my neighbour's?+
Can I pay council tax monthly?+
Does Scotland or Wales work differently?+
How do I find my exact bill?+
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Related Guides
Council Tax Explained
Valuation bands, who pays, the single person discount, exemptions, and how to challenge your band.
Read guideUK National Insurance Rates 2026/27: Full Guide
Employee, employer, and self-employed NI rates, thresholds, and what they pay for.
Read guideStamp Duty Rates 2026/27 Explained
A complete guide to the April 2026 SDLT changes, first-time buyer relief and buy-to-let surcharges.
Read guideWas this useful?
Sources and method
- VOA Council Tax bands (Valuation Office Agency). Supports: Band proportions relative to Band D. England and Wales, Current band structure.
- GOV.UK Council Tax discounts and exemptions (GOV.UK). Supports: The single person discount, disregards and property exemptions. England, Current scheme rules.
Method: Annual estimates and rounding.
Spotted a figure that looks wrong? Report a correction and we will check it against the source above.
Further reading
Background references used while writing this page. The sources behind the calculated figures are listed above.
Disclaimer: This calculator provides estimates based on standard HMRC rates for 2026/27. Results may vary based on individual circumstances. This is not financial advice. Always consult a qualified accountant or CIMA-qualified financial adviser for personal tax matters.