Council Tax Calculator 2026/27
Average Band D council tax in England for 2026/27 is £2,392 a year, or £199.33 monthly over 12 instalments. That rose £111 (4.9%) this year, the smallest rise in three years. Your bill depends on your band and local Band D rate. Enter your details below.
Figures verified against HMRC Income Tax rates on .
Written by James HartleyCIMA
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Results
Annual council tax bill
£2,392.00
£199.33 per month (12 instalments) · £239.20 per month (10 instalments)
- Band D rate used£2,392.00
- Band multiplier used9/9 (Band D)
- Discount appliedNo discount
- Gross bill before discount£2,392.00
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Council tax bands in England
Based on 1 April 1991 values at the England average Band D rate of £2,392.
| Band | 1991 value (England) | Multiplier | Annual bill at £2,392 Band D |
|---|---|---|---|
| A | Up to £40,000 | 6/9 | £1,594.67 |
| B | £40,001 to £52,000 | 7/9 | £1,860.44 |
| C | £52,001 to £68,000 | 8/9 | £2,126.22 |
| D | £68,001 to £88,000 | 9/9 | £2,392.00 |
| E | £88,001 to £120,000 | 11/9 | £2,923.56 |
| F | £120,001 to £160,000 | 13/9 | £3,455.11 |
| G | £160,001 to £320,000 | 15/9 | £3,986.67 |
| H | More than £320,000 | 18/9 | £4,784.00 |
Scotland council tax bands (average Band D £1,579)+
Based on 1 April 1991 values and Scotland multipliers at the average Band D rate of £1,579.
| Band | 1991 value (Scotland) | Multiplier | Annual bill at £1,579 Band D |
|---|---|---|---|
| A | Up to £27,000 | 6/9 | £1,052.67 |
| B | £27,001 to £35,000 | 7/9 | £1,228.11 |
| C | £35,001 to £45,000 | 8/9 | £1,403.56 |
| D | £45,001 to £58,000 | 9/9 | £1,579.00 |
| E | £58,001 to £80,000 | 473/360 | £2,074.63 |
| F | £80,001 to £106,000 | 585/360 | £2,565.88 |
| G | £106,001 to £212,000 | 705/360 | £3,092.21 |
| H | More than £212,000 | 882/360 | £3,868.55 |
Scottish bills also include separate Scottish Water and waste water charges of roughly £480 a year at Band D, which are not council tax.
Wales council tax bands (average Band D £2,283)+
Based on 1 April 2003 values at the Wales average Band D rate of £2,283. Wales has nine bands (A to I).
| Band | 2003 value (Wales) | Multiplier | Annual bill at £2,283 Band D |
|---|---|---|---|
| A | Up to £44,000 | 6/9 | £1,522.00 |
| B | £44,001 to £65,000 | 7/9 | £1,775.67 |
| C | £65,001 to £91,000 | 8/9 | £2,029.33 |
| D | £91,001 to £123,000 | 9/9 | £2,283.00 |
| E | £123,001 to £162,000 | 11/9 | £2,790.33 |
| F | £162,001 to £223,000 | 13/9 | £3,297.67 |
| G | £223,001 to £324,000 | 15/9 | £3,805.00 |
| H | £324,001 to £424,000 | 18/9 | £4,566.00 |
| I | More than £424,000 | 21/9 | £5,327.00 |
How council tax is calculated
- Find your council tax band. Find your property's council tax band. England and Wales: use the gov.uk band checker. Scotland: use the Scottish Assessors portal.
- Find your council's Band D charge. Find your local council's Band D charge for 2026/27, or use the national average of £2,392 for England.
- Apply your band multiplier. Multiply the Band D charge by your band's multiplier. For example, Band E in England is 11/9 of Band D.
- Apply discounts or exemptions. Apply any discount or exemption, such as the 25% single person discount.
- Work out monthly instalments. Divide by 10 for the standard monthly instalment, or by 12 if you ask your council to spread it.
Council tax is a major household cost alongside income tax, National Insurance, and for homeowners stamp duty. Use our net worth calculator to see how council tax fits your overall finances, or check UK salary after tax to compare take-home pay with your council tax bill.
Frequently asked questions
How much is council tax in 2026/27?+
How are council tax bands decided?+
What are the council tax band multipliers?+
How much is the single person discount?+
Who does not pay council tax?+
Why is my band different from my neighbour's?+
Can I pay council tax monthly?+
Does Scotland or Wales work differently?+
How do I find my exact bill?+
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Official Rates Used
This calculator uses official HMRC rates for 2026/27. View the current rates at GOV.UK:
Rates last verified:
Disclaimer: This calculator provides estimates based on standard HMRC rates for 2026/27. Results may vary based on individual circumstances. This is not financial advice. Always consult a qualified accountant or CIMA-qualified financial adviser for personal tax matters.