Property Articles & Guides
10 articles in Property
Property articles
Council Tax Explained
How council tax works in 2026/27: the valuation bands, who has to pay, the single person discount, exemptions, and what to do if you think your band is wrong.
Bridging Loans UK: How They Work in 2026
How bridging loans work in the UK: open and closed bridges, first and second charge, monthly interest, gross versus net loans, typical costs, and exit strategies.
First Time Buyer Guide UK 2026: Steps and Help
A first time buyer guide for 2026: Stamp Duty relief up to £300,000, the Lifetime ISA bonus, deposits, schemes, and the step by step buying process.
Remortgage Guide UK 2026: How and When to Switch
How remortgaging works in the UK: when to switch before your fixed deal ends, the step by step process, costs to watch, and how to avoid the standard variable rate.
Rental Yield UK: What Is a Good Yield and How to Calculate It (2026/27)
What is a good rental yield in the UK? This guide explains gross vs net yield, how to calculate both, regional yield comparisons, and what the numbers mean for buy-to-let investors in 2026/27.
Mortgage Affordability in the UK: How Much Can You Borrow in 2026/27?
How much can you borrow on a UK mortgage in 2026/27? Income multiples, stress tests, and what lenders really look at. Worked examples from £25,000 to joint £80,000 salaries.
Buy-to-Let Tax Changes 2026/27: What Every Landlord Must Know
Buy-to-let taxes have changed significantly. Section 24, the 5% stamp duty surcharge, capital gains at 18%/24%, and the 2027 property income tax rises. Full landlord tax guide for 2026/27.
How Mortgage Overpayments Save You Thousands: A Complete Guide
On a £200,000 mortgage at 4.5%, overpaying £200 a month saves £36,280 and clears it around six years early. Full guide to UK overpayment rules, ERCs and when to invest instead.
Stamp Duty Rates 2026/27: SDLT Bands, Reliefs and What You Pay Now
Stamp duty (SDLT) rates for 2026/27 in England and Northern Ireland. Standard, first-time buyer and additional-property bands with worked examples.
LTV Ratio: How Loan-to-Value Affects Your Mortgage Rate
Understand how your loan-to-value ratio determines your mortgage rate band, with LTV tier tables, calculation examples, and strategies to improve your position.