Finance Articles & Guides
7 articles in Finance
Finance articles
Student Loan Repayment in the UK: Plans 1, 2, 4 and 5 Fully Explained (2026/27)
UK student loan repayment 2026/27 for Plans 1, 2, 4, 5 and Postgrad. Income thresholds, 9% rates, write-off periods and Plan 2 facts graduates miss.
How to Build an Emergency Fund in the UK: How Much, Where to Keep It, and When to Use It
An emergency fund of 3 to 6 months of expenses protects you from financial shocks. This UK guide covers the target amount, best savings accounts in 2026/27, and common mistakes to avoid.
Credit Card Minimum Payments: The True Cost
Paying only the minimum on a £2,000 balance at 26% takes over 25 years and costs around £3,670 in interest. Why minimum payments are a trap and what to do instead.
UK Inflation: How Rising Prices Are Eroding Your Savings
With inflation around 3 percent in 2026, see how to calculate real returns on cash savings, which accounts beat inflation, and when investing makes more sense.
UK Net Worth by Age 2026: Are You on Track?
ONS data on UK median net worth by age group, salary-based milestones, the homeowner wealth gap, and the highest-impact actions to build wealth at every life stage.
Compound Interest Explained: How Your Money Grows Without You Doing Anything
Compound interest earns interest on interest. £10,000 at 5% becomes £43,219 after 30 years. Full guide with growth tables, the Rule of 72, monthly contributions and tax-free ISAs.
Compound Interest: How to Build Long-Term Wealth in the UK
How compound interest works, the Rule of 72, why starting early matters so much, and how ISAs supercharge tax-free compounding over the long term.